{"id":27117,"date":"2022-08-23T18:30:34","date_gmt":"2022-08-23T13:00:34","guid":{"rendered":"https:\/\/www.arkasoftwares.com\/blog\/?p=27117"},"modified":"2025-10-29T16:04:11","modified_gmt":"2025-10-29T16:04:11","slug":"payment-gateways-in-australia","status":"publish","type":"post","link":"https:\/\/www.arkasoftwares.com\/blog\/payment-gateways-in-australia\/","title":{"rendered":"5 Most Popular Payment Gateways in Australia"},"content":{"rendered":"<p><span style=\"color: #000000;\">Payment Gateways have become a crucial component of the E-commerce industry, as they offer an easy and highly secure method for customers to make online payments and other financial transactions.<\/span><\/p>\n<p><span style=\"color: #000000;\">If you are planning to build your online store in Australia, then it cannot be completed without integrating a full-fledged payment gateway that assures secure customer payment.<\/span><\/p>\n<p><span style=\"color: #000000;\"> If you are in a similar situation and want to integrate or switch to a different payment gateway for your online business in Australia, then this is the right blog for you.<\/span><\/p>\n\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_Payment_Gateway\"><\/span><span style=\"color: #000000;\">What is a Payment Gateway?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">A payment gateway is a technology solution that helps businesses with processing their payments. These solutions are offered by either the financial transaction processing firm or a bank. <\/span><\/p>\n<p><span style=\"color: #000000;\">Payment gateways could be integrated into a business website with the help of an API (Application Programming Interface). It allows a business to accept credit card\/debit card information and numerous <a href=\"https:\/\/www.arkasoftwares.com\/blog\/how-does-venmo-make-money-business-model\/\" target=\"_blank\" rel=\"noopener\">other payment methods like Venmo<\/a>, Zelle Paypal, etc.<\/span><\/p>\n<p><span style=\"color: #000000;\">The payment gateway sends authorization requests from the consumer\u2019s card provider and processes receipts if charges are approved. It also enables any adjustments to charges or refunds requested by either party.<\/span><\/p>\n\n<h2><span class=\"ez-toc-section\" id=\"5_Most_Popular_Payment_Gateways_in_Australia\"><\/span><span style=\"color: #000000;\">5 Most Popular Payment Gateways in Australia<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">Here we have compiled a comprehensive list of the most popular Payment Gateways in Australia. This list will help you choose a perfect payment gateway that will complement your budget and business requirements.<\/span><\/p>\n\n<h3><span style=\"color: #000000;\">1. eWay<\/span><\/h3>\n<p><span style=\"color: #000000;\">It is among the most popular payment gateways used by Australian online stores. It facilitates the acceptance and transactions of payments for Australian merchants. <a href=\"https:\/\/www.eway.com.au\/\" target=\"_blank\" rel=\"nofollow noopener\">eWay payment gateway<\/a> offers an adequate security mechanism to ensure a secure online shopping experience for the customers.<\/span><\/p>\n\n<p><img data-dominant-color=\"e4dac2\" data-has-transparency=\"false\" style=\"--dominant-color: #e4dac2;\" decoding=\"async\" loading=\"lazy\" class=\"not-transparent size-full wp-image-27139 aligncenter\" src=\"https:\/\/live-arkasoftwares.s3.us-east-1.amazonaws.com\/uploads\/2022\/08\/image-1-1.png\" alt=\"eWay Payment Gateway\" width=\"1345\" height=\"726\" srcset=\"https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135458\/image-1-1.png 1345w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135458\/image-1-1-300x162.png 300w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135458\/image-1-1-1024x553.png 1024w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135458\/image-1-1-768x415.png 768w\" sizes=\"(max-width: 1345px) 100vw, 1345px\" \/><\/p>\n\n<p><span style=\"color: #000000;\">It accepts debit cards, credit cards, electronic funds transfers, online bank transfers, and more. It offers excellent security that safeguards your online store from fraudsters and hackers.<\/span><\/p>\n<p><span style=\"color: #000000;\"> This makes it a preferred choice for businesses such as retailers, wholesalers, and even start-ups. <\/span><span style=\"color: #000000;\">eWay also offers round-the-clock customer and technical support.<\/span><\/p>\n<h4><span style=\"color: #000000;\">Prominent Features of eWay<\/span><\/h4>\n<ul>\n<li><span style=\"color: #000000;\">It could be integrated via a secured API. It protects sensitive information and never transmits it to the eWAY server from the merchant\u2019s end.<\/span><\/li>\n<li><span style=\"color: #000000;\">The integration is simple and does not require too many programming skills.<\/span><\/li>\n<li><span style=\"color: #000000;\">Seamless integration with 3<sup>rd<\/sup> party apps such as Magento, WooCommerce, Shopify, OpenCart, PrestaShop, and many other open-source apps.<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: center;\"><span style=\"color: #000000;\">Pros &amp; Cons of eWay<\/span><\/h4>\n<table class=\"table table-bordered blueHead-table pointTable\">\n<thead>\n<tr>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Pros<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Cons<\/strong><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">It is a PCI-compliant payment gateway<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">Fraud prevention must be activated manually from your merchant account<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">No set-up fees required<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">It is only available to Merchants having bank accounts in Australia, New Zealand, Hong Kong, Singapore, and Macau.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><a href=\"https:\/\/calendly.com\/arka-sales\/30min\" target=\"_blank\" rel=\"noopener\"><img data-dominant-color=\"a151da\" data-has-transparency=\"false\" style=\"--dominant-color: #a151da;\" decoding=\"async\" loading=\"lazy\" class=\"not-transparent alignnone wp-image-27256 size-full\" src=\"https:\/\/live-arkasoftwares.s3.us-east-1.amazonaws.com\/uploads\/2022\/08\/Want-to-integrate-a-payment-gateway-for-your-online-business-Arka-Softwares-is-the-right-choice-for-you..jpg\" alt=\"Payment Gateway Solution\" width=\"860\" height=\"200\" \/><\/a><\/p>\n\n<h3><span style=\"color: #000000;\">2. 2Checkout (Verifone)<\/span><\/h3>\n<p><span style=\"color: #000000;\"> It offers merchants an efficient integrated checkout system. 2Checkout allows merchants to receive payments from all over the world as it supports international transactions. It enables merchants to create voucher codes and coupons that can be utilized by consumers while making a purchase.<\/span><\/p>\n\n<p><img data-dominant-color=\"767674\" data-has-transparency=\"false\" style=\"--dominant-color: #767674;\" decoding=\"async\" loading=\"lazy\" class=\"not-transparent size-full wp-image-27140 aligncenter\" src=\"https:\/\/live-arkasoftwares.s3.us-east-1.amazonaws.com\/uploads\/2022\/08\/image-1-2.png\" alt=\"2Checkout Payment Gateway\" width=\"1302\" height=\"469\" srcset=\"https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135459\/image-1-2.png 1302w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135459\/image-1-2-300x108.png 300w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135459\/image-1-2-1024x369.png 1024w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135459\/image-1-2-768x277.png 768w\" sizes=\"(max-width: 1302px) 100vw, 1302px\" \/><\/p>\n\n<p><span style=\"color: #000000;\">It has been in the market since 1998 and since then it has witnessed massive growth in the payment gateway space. It has been managed by Braintree, which is an organization under the umbrella of payment system giant PayPal.<\/span><\/p>\n<p><span style=\"color: #000000;\"><a href=\"https:\/\/www.2checkout.com\/\" target=\"_blank\" rel=\"nofollow noopener\">2Checkout<\/a> offers strong security that allows sellers to process credit card and debit card payments without any hassles. It provides adequate protection against fraudsters and hackers to your business. It is capable enough to be integrated with various popular 3<sup>rd<\/sup> party software providers.<\/span><\/p>\n<p><span style=\"color: #000000;\">2Checkout is one of the simplest methods for sellers to set up a payment gateway for their online business without much technical effort.<\/span><\/p>\n<h4><span style=\"color: #000000;\">Prominent Features of 2Checkout <\/span><\/h4>\n<ul>\n<li><span style=\"color: #000000;\">It is PCI compliant and supports payment processing via Bitcoin and Ethereum<\/span><\/li>\n<li><span style=\"color: #000000;\">It supports recurring billing<\/span><\/li>\n<li><span style=\"color: #000000;\">The interface is responsive to mobile and other handheld devices.<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: center;\">Pros &amp; Cons of <span style=\"color: #000000;\">2Checkout<\/span><\/h4>\n<table class=\"table table-bordered blueHead-table pointTable\">\n<thead>\n<tr>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Pros<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Cons<\/strong><\/span><\/th>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">It could be easily integrated with WordPress.<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">Digital wallets are not available.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">It supports transactions for international customers.<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">The live Chat option is not available for merchants.<\/span><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n\n<h3><span style=\"color: #000000;\">3. SecurePay <\/span><\/h3>\n<p><span style=\"color: #000000;\">It is among the most popular payment gateways in the world. It allows users to make secured online payments via a highly encrypted system. <a href=\"https:\/\/www.securepay.com.au\/\" target=\"_blank\" rel=\"nofollow noopener\">SecurePay<\/a> is widely used in Australia and trusted by over 90,000 enterprises for its robust security and numerous innovative features.<\/span><\/p>\n\n<p><img data-dominant-color=\"f0eced\" data-has-transparency=\"false\" style=\"--dominant-color: #f0eced;\" decoding=\"async\" loading=\"lazy\" class=\"not-transparent size-full wp-image-27134 aligncenter\" src=\"https:\/\/live-arkasoftwares.s3.us-east-1.amazonaws.com\/uploads\/2022\/08\/image-3-1.png\" alt=\"SecurePay Payment Gateway\" width=\"1352\" height=\"569\" srcset=\"https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135457\/image-3-1.png 1352w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135457\/image-3-1-300x126.png 300w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135457\/image-3-1-1024x431.png 1024w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135457\/image-3-1-768x323.png 768w\" sizes=\"(max-width: 1352px) 100vw, 1352px\" \/><\/p>\n\n<p><span style=\"color: #000000;\">It supports recurring payments by frequency and amount. Users can view the reports and create dashboards for in-depth analysis. It is among the very few payment gateways which offer custom options such as tier prices or discounts for various customer segments.<\/span><\/p>\n<p><span style=\"color: #000000;\">SecurePay comes with a strong fraud detection system, which functions in real-time and monitors consumer transactions, and ensures they are protected against any fraud or hacking effort. <\/span><\/p>\n<p><span style=\"color: #000000;\">It also enables the business to send customized email notifications to their customers about their purchases and orders. It provides an extra layer of personalization that enhances the overall customer experience.<\/span><\/p>\n<h4><span style=\"color: #000000;\">Prominent Features of SecurePay<\/span><\/h4>\n<ul>\n<li><span style=\"color: #000000;\">Very easy to use and enjoys wider global acceptance<\/span><\/li>\n<li><span style=\"color: #000000;\">Comes with robust security features<\/span><\/li>\n<li><span style=\"color: #000000;\">It offers a Virtual Terminal and allows customization of the payment page<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: center;\">Pros &amp; Cons of <span style=\"color: #000000;\">SecurePay<\/span><\/h4>\n<table class=\"table table-bordered blueHead-table pointTable\">\n<thead>\n<tr>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Pros<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Cons<\/strong><\/span><\/th>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">Provides advanced fraud protection mechanism.<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">Unable to process payments on mobile and handheld devices.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">It provides sandbox mode for testing purposes.<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">It incurs hidden charges and is relatively expensive.<\/span><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n\n<h3><span style=\"color: #000000;\">4. ANZ eGate<\/span><\/h3>\n<p><span style=\"color: #000000;\">It\u2019s a payment gateway that simplifies the transfer of funds from a customer\u2019s credit card to a merchant\u2019s bank account. It has been functioning since 2001 and is a division of the renowned ANZ Bank Group.<\/span><\/p>\n\n<p><img data-dominant-color=\"c5dde9\" data-has-transparency=\"false\" style=\"--dominant-color: #c5dde9;\" decoding=\"async\" loading=\"lazy\" class=\"not-transparent aligncenter wp-image-27141 size-full\" src=\"https:\/\/live-arkasoftwares.s3.us-east-1.amazonaws.com\/uploads\/2022\/08\/image-2.png\" alt=\"ANZ eGate Payment Gateway\" width=\"1318\" height=\"465\" srcset=\"https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135500\/image-2.png 1318w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135500\/image-2-300x106.png 300w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135500\/image-2-1024x361.png 1024w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135500\/image-2-768x271.png 768w\" sizes=\"(max-width: 1318px) 100vw, 1318px\" \/><\/p>\n\n<p><span style=\"color: #000000;\"> The ANZ Bank has developed an alternative to banks by offering its proprietary payment gateway system. It also offers services at more competitive rates than other competitors.<\/span><\/p>\n<p><span style=\"color: #000000;\">ANZ eGate enjoys the credibility and trust of ANZ Bank. It offers free fraud detection and protection system to keep your financial transactions secure. It can be easily integrated with various accounting software solutions.<\/span><\/p>\n<p><span style=\"color: #000000;\">It offers a Magento 2 <a href=\"https:\/\/www.anz.co.nz\/personal\/\" target=\"_blank\" rel=\"nofollow noopener\">ANZ eGate Payment Gateway<\/a> extension for Magento 2 store owners, that helps them to capture online payments securely.<\/span><\/p>\n<h4><span style=\"color: #000000;\">Prominent Features of ANZ eGate<\/span><\/h4>\n<ul>\n<li><span style=\"color: #000000;\">The setup process is very easy.<\/span><\/li>\n<li><span style=\"color: #000000;\">It allows consumers to make payments from anywhere using their smartphone or tablet.<\/span><\/li>\n<li><span style=\"color: #000000;\">The UI\/UX is very good and user-friendly.<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: center;\">Pros &amp; Cons of <span style=\"color: #000000;\">ANZ eGate<\/span><\/h4>\n<table class=\"table table-bordered blueHead-table pointTable\">\n<thead>\n<tr>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Pros<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Cons<\/strong><\/span><\/th>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">It offers brilliant security features.<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">It is too expensive and not recommended for small businesses.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">It is very easy to integrate with any shopping cart or online merchant account.<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">There are various challenges with the customer service<\/span><\/td>\n<\/tr>\n<\/thead>\n<\/table>\n\n<h3><span style=\"color: #000000;\">5. Pin Payments<\/span><\/h3>\n<p><span style=\"color: #000000;\"> It offers an advanced API, which makes it easy for developers and web owners to integrate it with their existing platforms. It comes with various features that make it the most suitable payment gateway for <a href=\"https:\/\/www.arkasoftwares.com\/blog\/best-tips-for-ecommerce-app-development\/\" target=\"_blank\" rel=\"noopener\">e-commerce and online stores<\/a>.<\/span><\/p>\n\n<p><img data-dominant-color=\"d0b8a1\" data-has-transparency=\"false\" style=\"--dominant-color: #d0b8a1;\" decoding=\"async\" loading=\"lazy\" class=\"not-transparent aligncenter wp-image-27142 size-full\" src=\"https:\/\/live-arkasoftwares.s3.us-east-1.amazonaws.com\/uploads\/2022\/08\/image-3-1-1.png\" alt=\"Pin Payments Payment Gateway\" width=\"1359\" height=\"560\" srcset=\"https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135501\/image-3-1-1.png 1359w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135501\/image-3-1-1-300x124.png 300w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135501\/image-3-1-1-1024x422.png 1024w, https:\/\/live-arkasoftwares.s3.amazonaws.com\/uploads\/2022\/08\/17135501\/image-3-1-1-768x316.png 768w\" sizes=\"(max-width: 1359px) 100vw, 1359px\" \/><\/p>\n\n<p><span style=\"color: #000000;\">Pin Payments is a PCI-DSS Level 1 compliant solution, it guarantees maximum security while processing online payments.<\/span><\/p>\n<p><span style=\"color: #000000;\"><a href=\"https:\/\/pinpayments.com\/\" target=\"_blank\" rel=\"nofollow noopener\">Pin payments<\/a> improve conversions by enhancing the checkout section, which encourages your customers to make payments at your site. It supports multi-currencies, while it does not need a merchant account in the first place. All you need is an existing bank account and an active ABN.<\/span><\/p>\n<p><span style=\"color: #000000;\">It offers a Magento 2 Pin Payments extension for Magento 2 store owners, that helps them capture online payments with utmost security.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pin Payments can also be integrated as the chosen payment gateway of subscription software providers such as Chargebee: <\/span><span style=\"font-weight: 400;\">Subscription Management Software for Seamless Scalability.<\/span><\/p>\n<h4><span style=\"color: #000000;\">Prominent Features of Pin Payments<\/span><\/h4>\n<ul>\n<li><span style=\"color: #000000;\">It allows cardholders to reverse their unconsumed goods or services within 48 hours of the transaction.<\/span><\/li>\n<li><span style=\"color: #000000;\">It allows the cardholders to cancel their PIN at any time and stop account transactions in the future.<\/span><\/li>\n<li><span style=\"color: #000000;\">Offers real-time reporting of prevention purposes and fraud detection.<\/span><\/li>\n<\/ul>\n<h4 style=\"text-align: center;\">Pros &amp; Cons of <span style=\"color: #000000;\">Pin Payments<\/span><\/h4>\n<table class=\"table table-bordered blueHead-table pointTable\">\n<thead>\n<tr>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Pros<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Cons<\/strong><\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">Pin payments are safer, secure, and independent of network connection<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">It does not provide mPoS.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"312\"><span style=\"color: #000000;\">Need fewer resources to maintain a card terminal, which makes it suitable for small businesses.<\/span><\/td>\n<td width=\"312\"><span style=\"color: #000000;\">The foreign currency payment may take up to 7 business days.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<p><a class=\"ctaopen\" aria-label=\"link\"><img data-dominant-color=\"713d86\" data-has-transparency=\"false\" style=\"--dominant-color: #713d86;\" decoding=\"async\" loading=\"lazy\" class=\"not-transparent aligncenter wp-image-27253 size-full\" src=\"https:\/\/live-arkasoftwares.s3.us-east-1.amazonaws.com\/uploads\/2022\/08\/Looking-for-online-payment-solution-for-your-Enterprises.jpg\" alt=\"Online Payment Solution\" width=\"860\" height=\"200\" \/><\/a><\/p>\n\n<h2><span class=\"ez-toc-section\" id=\"Most_Popular_Payment_Gateways_in_Australia_-_A_brief_comparison\"><\/span><span style=\"color: #000000;\">Most Popular Payment Gateways in Australia &#8211; A brief comparison<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table class=\"table table-bordered blueHead-table pointTable\">\n<thead>\n<tr>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Payment Gateway<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Transaction Fees<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Supported Payment Methods<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Security Features<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Support for Recurring Payments<\/strong><\/span><\/th>\n<th style=\"text-align: center;\"><span style=\"color: #ffffff;\"><strong>Support for Split Payments<\/strong><\/span><\/th>\n<\/tr>\n<tr>\n<td width=\"95\">eWay<\/td>\n<td width=\"114\">$60 per month for an annual plan, which contains 200 free transactions. It costs 40c per transaction after that limit.<\/td>\n<td width=\"132\">Credit\/Debit Cards: Mastercard, Visa, Discover, JCB, and American Express.<\/td>\n<td width=\"108\">PCI DSS Level 1 compliant<\/td>\n<td width=\"78\">Yes<\/td>\n<td width=\"96\">No<\/td>\n<\/tr>\n<tr>\n<td width=\"95\">2Checkout (Verifone)<\/td>\n<td width=\"114\">The transaction fee starts at 3.5% + $0.35 per transaction<\/td>\n<td width=\"132\">Credit\/Debit Cards: Maestro, Visa, Eurocard, American Express, Bancontact, JCB, Discover, and Diners Club.<\/p>\n<p>Digital Wallets: Alipay, PayPal, Apple Pay, Neteller, Webmoney, Skrill Wallet, and WeChat Pay.<\/p>\n<p>Online Banking: \u00a0Giropay, SOFORT Banking, OP-Pohjola, iDEAL, Nordea, and more<\/p>\n<p>Supports Offline Payments and Direct Debit<\/td>\n<td width=\"108\">PCI-DSS Level 1 compliant, SSAE 18 compliant, BBR Accreditation, and PSD2.<\/td>\n<td width=\"78\">Yes<\/td>\n<td width=\"96\">Yes<\/td>\n<\/tr>\n<tr>\n<td width=\"95\">SecurePay<\/td>\n<td width=\"114\">For International Cards: 2.90% with AUD 0.30 additional charges per transaction<\/p>\n<p>For Domestic Cards: 1.75% with AUD 0.30 additional charges per transaction<\/p>\n<p>&nbsp;<\/td>\n<td width=\"132\">Credit\/Debit Cards: Mastercard, Visa, JCB, Dinners, and American Express.<\/p>\n<p>Digital Wallets: Ali Pay, Apple Pay, and WeChat Pay<\/p>\n<p>Also supports PayPal and Phone Payments (IVR)<\/td>\n<td width=\"108\">3D Secure 2 authentication compliant<\/td>\n<td width=\"78\">Yes<\/td>\n<td width=\"96\">Yes<\/td>\n<\/tr>\n<tr>\n<td width=\"95\">ANZ eGate<\/td>\n<td width=\"114\">Available at the Service Provider\u2019s Merchant Support website<\/td>\n<td width=\"132\">Credit\/Debit Cards: Mastercard, Visa, Diners Club, American Express<\/td>\n<td width=\"108\">3D secure \u00a0and Level 1 PCI-DSS compliant<\/td>\n<td width=\"78\">Yes<\/td>\n<td width=\"96\">No<\/td>\n<\/tr>\n<tr>\n<td width=\"95\">Pin<\/td>\n<td width=\"114\">For Domestic cards: 1.75% of transaction + 30c<\/p>\n<p>For International cards: 2.9% of transaction + 30c<\/td>\n<td width=\"132\">Credit\/Debit Cards: American Express, Visa, JCB, and Mastercard<\/td>\n<td width=\"108\">TLS and SSL, HTTPS Secure, and PCI-DSS Level 1 compliant<\/td>\n<td width=\"78\">Yes<\/td>\n<td width=\"96\">No<\/td>\n<\/tr>\n<\/thead>\n<\/table>\n<p><span style=\"color: #000000;\"><strong>\u00a0<\/strong><\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><span style=\"color: #000000;\">Conclusion<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"color: #000000;\">We hope this comprehensive guide on the most popular payment gateways in Australia will assist you to select the best one for your business. You can evaluate various parameters such as cost, security, features, business requirements, and many more to determine the best option for your enterprise.<\/span><\/p>\n<p><span style=\"color: #000000;\">If you still have an iota of doubt, then you can contact our seasoned consultants, who will be hap[y to assist you with your Payment Gateway-related queries.<\/span><\/p>\n<p><span style=\"color: #000000;\">Arka Softwares is a <a href=\"https:\/\/www.arkasoftwares.com\/services\/software-development\" target=\"_blank\" rel=\"noopener\">reliable software development company<\/a> from India, that commands unprecedented expertise in developing digital solutions and e-commerce platforms. We can certainly understand your requirements and build highly secured <a href=\"https:\/\/www.arkasoftwares.com\/solutions\/ewallet-app-development\" target=\"_blank\" rel=\"noopener\">online payment solutions for your enterprise<\/a>.<\/span><\/p>\n\n<h3 style=\"text-align: center;\"><span style=\"color: #000000;\"><b>Payment Gateways &#8211; FAQs<\/b><\/span><\/h3>\n<ul class=\"accordion-cls\">\n<li><a class=\"toggle\">What is an objective of a Payment Gateway?<\/a>\n<p class=\"inner\"><span style=\"color: #000000;\">A payment gateway is a technology utilized by traders to accept credit or debit card purchases from customers. The payment gateway incorporates not only the card-reading devices used in common retail stores but also the payment processing modules available in online stores.<br \/>\n<\/span><\/p>\n<\/li>\n<li><a class=\"toggle\">What is the difference between a Payment Gateway and a Payment Processor?<\/a>\n<p class=\"inner\"><span style=\"color: #000000;\">The Payment Gateway is the backend technology that sends encrypted consumer information to the Payment Processor. The Payment Processor is an entity that directs the consumer\u2019s data to the merchant\u2019s account bank. Then merchant account bank directs the request to the consumer\u2019s card-issuing bank to validate the consumer\u2019s transaction and identity. <\/span><\/p>\n<\/li>\n<li><a class=\"toggle\">What are the most common challenges with Payment Gateways? <\/a>\n<p class=\"inner\"><span style=\"color: #000000;\">Here are the most common challenges one may encounter with a Payment Gateway:<br \/>\n\u2022 Payment Speed Issues<br \/>\n\u2022 Security of Financial and Sensitive Data<br \/>\n\u2022 Availability of multiple payment modes<br \/>\n\u2022 Seamless Integration with existing fees system<br \/>\n\u2022 In-depth reports on Payment Transaction<\/span><\/p>\n<\/li>\n<li><a class=\"toggle\">What is an API payment gateway?<\/a>\n<p class=\"inner\"><span style=\"color: #000000;\">An API payment gateway is also known as a payment processing API, which functions to incorporate a payment solution with the existing apps, such as integrating an enterprise\u2019s checkout module into the payment system.<br \/>\n<\/span><\/p>\n<\/li>\n<li><a class=\"toggle\">What factors we must consider before integrating Payment Gateway into our website?<\/a>\n<p class=\"inner\"><span style=\"color: #000000;\">You can consider the following steps before integrating a Payment Gateway into your website:<br \/>\n\u2022 Evaluate the pricing model.<br \/>\n\u2022 Check the transaction limits of a payment service provider.<br \/>\n\u2022 Analyze the Merchant account preferences.<br \/>\n\u2022 Ensure your Payment Gateway service provider supports multiple cards and payment methods.<br \/>\n\u2022 Ensure they support mobile payments.<\/span><\/p>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Payment Gateways have become a crucial component of the E-commerce industry, as they offer an easy and highly secure method for customers to make online payments and other financial transactions.&nbsp;[\u2026]<\/p>\n","protected":false},"author":11,"featured_media":27251,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1323],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/posts\/27117"}],"collection":[{"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/comments?post=27117"}],"version-history":[{"count":7,"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/posts\/27117\/revisions"}],"predecessor-version":[{"id":44266,"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/posts\/27117\/revisions\/44266"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/media\/27251"}],"wp:attachment":[{"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/media?parent=27117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/categories?post=27117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arkasoftwares.com\/blog\/wp-json\/wp\/v2\/tags?post=27117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}