Mobile Payment App Development Solutions
Our experience-driven e-Wallet mobile app development allows us to deliver your customers a faster, secure, and convenient way to perform online transactions on Android, iOS, and Wearables.
No! The world is not being digitalized now. Because the digitalization had begun a long time ago. If you are reading this, you must be doing the online monitory transaction for quite some years by now. Hence, when we talk about our ewallet mobile app development process, it does not mean we are talking about developing the e-Wallet and integration that you have been experiencing so far. Our app development answers the very important question in the world of the digital revolution, i.e. “What’s next?”
In order to answer this question, our experts and research team is constantly working to observe and monitor the real-world experience of e-wallet users in B2B, B2C, and B2B2C environment and derive essential data that help us to further improve the experience of online sending and receiving payments via individual (stand-alone) or integrated e-wallet apps. As a result, our e-wallet mobile apps always have the best and user-friendly designs and industry-leading features for that your customers will always thank you.
Digital Ewallet App Development Features
Onboarding
One of the most basic and yet important services of any e-wallet application is Onboarding. Whether it is a customer’s app or a service provider’s app, onboarding is essential among them all. Therefore, we offer an intuitive and simple onboarding feature that matches the spirit of the app.
- Introduction
- Authentication
- Personal Info
- Verification
Multiple Bank Accounts
Freedom is everything. This might seem a bold statement but when it comes to customer relations, it goes a long way. Therefore, a simple feature that allows users to add their multiple bank accounts to the eWallet mobile app can offer seamless convenience and flexibility to them.
- Authentication
- Save card details
- Save other eWallets
- Manage accounts
Budgeting and Planning
If an eWallet app offers services that go beyond utility then the experience starts that further cultivates customer loyalty. The smart budgeting and planning tools within an eWallet mobile app, help users to manage expenses and taxes that eventually save time and money for them.
- Record expenses
- Calculate tax
- Manage mortgages
- Manage and save information
Backup
An eWallet app deals with customer’s money and money is a quite sensitive matter. Therefore, all the saved information about the customer’s transaction must be saved and safely backed up in secure and encrypted cloud storage. These backups are can be conveniently restored whenever needed.
- Schedule backup
- Restore backup
- Password-protected backup file
- Delete previous backup files
App Security
Even though a mobile application is protected by the user in their smartphones, it is quite essential things to offer an additional layer of protection for the eWallet app in order to protect the app from any unsolicited access. These small features are essential and broadly appreciated by the customers.
- PIN Lock
- Fingerprint authentication
- Facial recognition
- Pattern or password lock
Billing
In any e-wallet mobile application, the ease of use is what makes this application the most frequently used app by the customers. Hence, offering comprehensive billing information is one of those features with which the customer convenience takes several leaps of improvement to engage more customers.
- Generate Detailed Bill
- Send Bill via Email
- Tax details
- Pay phone and restaurant bills
Notifications
Communication takes any relations to a whole new level. Here, notifications are the ways with which your e-wallet mobile app communicates your customers. It shows alerts, messages, request generation, payment confirmation, special offers, discounts, and many more updates.
- Payment alerts
- Special offer alerts
- Marketing and promotion
- Security alerts
Split Bills
A simple and useful feature that any customer would appreciate if added into an eWallet app. Because people like to go out with their friends and do shopping, dine-out, or do a lot of things, therefore, splitting bills between them gives them a faster and accurate way to divide payable amount.
- Add person
- Add the total amount
- Pay within the app
- Generate payment request
Dynamic panel for E-Wallet Mobile App
- Admin
- User
- Merchant
- Roll-Based Dashboards
- Interactive Dashboards
- Manage Users
- Manager Merchants
- Real-Time Analytics
- Content Management System (CMS)
- Set and Edit New Offers and Commission Rates
- Customer Relationship Management (CRM)
- Revenue Management
- Promotional Offers
- Security Compliances
- Audit Management
- User Sign Up/Sign Up
- Bank Account Authorization
- Add Balance
- Check Balance
- Transfer Funds
- Bill Payments
- Transactions History
- Pop Up Notifications
- Splitting Bills
- Budgeting Tools
- Tax Calculator
- Referrals and Promotional Offers
- Interactive Dashboard
- Generate QR Code
- Add Products
- EMI Options
- Manage Customers
- Manage Staff
- Withdraw Money
- Create Events
- Loyalty Rewards
- Promotional Offer
- Pop-Up Notifications
- Detailed Statement
Advanced Mobile Wallet Application Features
Near Field Communication (NFC)
The NFC support within the e-Wallet mobile app offers a seamless and secure payment between your mobile device and the POS at the store. All it takes is a simple touch to the POS system with the smartphone to authenticate and process the payment and it is done with the fractions of a second. This brings so much convenience and also saves a lot of time for the customers.
iBeacon and Bluetooth
iBeacon is a Bluetooth-based piece of technology that makes it faster and easy to perform an online transaction without the need for swiping your cards. Just as better as NFC it also helps the customer to make online payments faster. However, it does not require a physical touch of contact from the smartphone. The sensors at the store automatically send the request to the customer’s app and it’s done when approved.
QR Codes
It utilizes the smartphone’s camera to scan the QR code at the merchant’s store and to make faster and secure payments without any hassle. In many parts of the world, QR codes are a general norm for processing online payments. Every store has its own unique QR code. Once scanned by the built-in camera of the app recognizes the QR code immediately and proceeds further to make payment.
Cloud Back-Up
All your transaction history will be automatically backed up in our safe and secure cloud storage and monthly statement will be sent to you via email. How cool is that to have a feature that automatically saves your payment info right into encrypted cloud storage? The customers love such a feature that reduces one less thing to worry about in their daily life.
Rewards
We focus on the e-Wallet app experience, therefore, we custom design special reward points systems that engage users and make them stay around. Because rewards make the whole difference. The modern world does not like anything that just gets the job done. Everything should come with something more to offer. And this is how rewards make customers come back to the app more and more.
Cryptocurrency
We design and develop custom e-Wallet mobile apps that flawlessly perform all your cryptocurrency transaction within a safe and secure medium. Sooner or later the world is also getting accustomed to the idea of cryptocurrency. There is a lot of online platforms that accept cryptocurrency as one of their payment mediums. Having a feature to perform these transactions will capture a wider audience.
3rd Party Integration
Our developers are expert in integrating ewallet app with third-party wallets.
Google Pay
Apple Pay
Samsung Pay
CardFlight
Equinox
Clover and more
Other On-Demand Solutions
Don’t just take our word for it
Our teams have been consistently delivering mind-blowing results and our clients did not hesitate to express their gratitude. We are honored that they trusted us with their ideas and dreams.
FAQ for E-wallet App Development
Just addressing some of your most commonly asked questions. If you don’t find your question here. Please feel free to contact our experts, we’d love to help you, for FREE!
A digital wallet is an automated way to hold different forms of confidential details safely, including credit cards, debit cards, gift cards, electronic currency, tickets, and IDs. Not that every wallet stores payment details of every kind. Although words like a digital wallet, mobile wallet, and e-wallet both mean approximately the same thing, they cover somewhat different resources functionally.
We can confidently assume that there is much better protection for e-wallet solutions than traditional payment methods such as credit cards or cash. Considering customer protection as its first concern, eWallet software has launched its award-winning e-wallet service with enhanced security features. The eWallets store their customers' funds in separate accounts for improved security, to which consumers have unrestricted access and the right to withdraw them at any moment. In addition, with daily KYC and AML reviews, the provider specifically scans both its merchants and customers while using sophisticated anti-fraud measures to eliminate risks and secure its clients.
There are certain features that need to be present in every eWallet app, and we make sure that we cover all those common features without any failure during the eWallet app development. Here are the common features that we provide within our eWallet apps-
- Easy to understand and Interactive UI
- Registration Feature
- Integration Bank Account
- Wallet Top-Up/ Add Money
- Send Money
- Passbook Feature
- Receive Payment
- Pay Bills
- Scan To Pay
There are three main reasons why allowing mobile wallet payments encourage cooperation for business owners, beyond the cool factor of playing with your phone: security, speed, and convenience. NFC transfers are done within seconds, which is easier than handling or modifying magnetic stripe cards. They are also dramatically quicker than payments by EMV (chip card), which can take longer to process than payments by magstripe. You will significantly shorten client wait times at checkout by taking payments from mobile wallets.
There are a variety of variables that influence the expense of the creation of an e-Wallet mobile app, such as app architecture, a range of platforms (Android, or iOS, or both), functionality, MVP, the publication of app tests.
Other than that, software production pricing is often influenced by the option of the app development business, the pricing strategy, and other important factors. However, it can vary from $35K-$50K in terms of the estimated cost of developing an e-Wallet smartphone app.
The time of development of a eWallet app depends on a variety of variables, including the characteristics, sophistication, and form of the eWallet app you are targeting. However, the normal time for the production of eWallet applications is typically 4-5 months. You, therefore, need to recruit software developers who can guarantee you that such an app will be delivered within the timetable along with all the desired functionality.
It is not a complicated job to find Android software development companies to create your intended mobile solution, but it can indeed be troublesome and daunting to find the best company for your application development. In the mobile industry, the rise of mobile use has given birth to many startups and entrepreneurs. Most businesses in the application sector promise to have the best solution ever at affordable prices, but very few of them are really able to keep up with their terms. You can contact us conveniently and recruit our developers for the creation of the eWallet app directly.
A non-disclosure agreement, or NDA, is a formal contract that holds the lid on such confidential material. These documents can alternatively be referred to inside a broader legal contract as confidentiality agreements (CA), confidentiality statements, or privacy clauses. That is why we also owe the NDA and NC arrangement very high priority in order to keep the details and suggestions private.
The future of digital wallets has so far appeared grim, with e-wallets now fully integrated with other wallets and bank accounts. Users will now transfer money to another from one digital wallet and even to any bank account. This flexibility of wallets would expand the penetration of smaller cities' digital wallets and assist in economic development. The cost of merchant onboarding will be minimized as the e-wallet issued card will be approved by merchants via POS machines, and there would be no need for separate boarding merchants.
Mobile wallets are virtual wallets that are utilized as money or card information storage applications to allow instant digital purchases at retailers or to other individuals. Get a look at some of the benefits of using a mobile wallet that is most beneficial-
- A Mobile Wallet can also be used to make deposits as well as to make bill payments at brick and mortar retailers and e-commerce websites.
- Sending cash to friends and relatives or sharing bills with them is a perfect choice.
- It saves time by following a hassle-free procedure and helps you to make a fast purchase.
- It offers you freedom from cash and cards being held.
- A mobile wallet is secure to use, and the chance of details or data stealing is significantly minimized.
- By having all the information in one place, it makes it easy to monitor your spending.
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